Here is how we work:
1) You call us and we set up an appointment at your convenience to meet at our local
2) You describe to us what it is you are looking for or interested in and we ask you a
few questions to see if you qualify
3) If you qualify, We will show you a few houses that meet your needs. Just to reiterate,
WE are not brokers who show houses just for the sake of showing. We are not here to waste anybody's time. We are here to help you to get in the right house.
4) When you find the house you are interested in buying, we then begin the process:
Signing a contract
Meeting with the right mortgage broker / bank
Working together to assure the bank gets all the necessary documents
5) As soon as we get the clearance from the bank to close, we schedule a closing.
6) I hand you the keys to your new home with a big smile
Here is what we need from you:
1) Must be serious - ready to become a home owner (Otherwise, this isn't
for you; Just keep renting.)
2) Must have a steady job with a combined income of about $60,000 to
$65,000 (Or less if you want a 2 family house)
3) Must have a credit score of 580 or above (If you think your score is close
to it, call us and we'll help you boost it)
4) Must have about $9,000 to work with (Checking, savings, 401K - doesn't
matter as long as you can access it)
5) Ready to move into your new home within 4 to 5 weeks!!!